Car insurance at 17 makes me cry myself to sleep.

[k3vst3r]

Actually the insurance difference is very minimal.

Its not really about to car you're insuring but the damage it could do to someone else's.....

an their body parts too

[Cosford]

Well, yeah

[Bezza]

Its not really about to car you're insuring but the damage it could do to someone else's.....

Anyone in any car could do damage; it's based on the chances of you doing damage and if you drive an old man car, insurance companies think those chances are reduced. At least that was the case when I was 17 (a long time ago)!

[Pepp77]

The thing that annoys me about car insurance is even if you have decent no claims (11 years), no points or endorsements, no claims or accidents, don't do a huge amount of miles or have anything added to the car it still kills you.

Just re-insured my 2003 (53 plate) Audi A3 2.0Tdi and it cost me £493.96!

To be fair that does include Business Class I cover and protected no claims but still. Considering I think no claims discounts max out after 9 years and are reported to be 70% discounts that would mean if I didnt have no claims it would still be something like £1700 even at my age.

[k3vst3r]

The thing that annoys me about car insurance is even if you have decent no claims (11 years), no points or endorsements, no claims or accidents, don't do a huge amount of miles or have anything added to the car it still kills you.

Just re-insured my 2003 (53 plate) Audi A3 2.0Tdi and it cost me £493.96!

To be fair that does include Business Class I cover and protected no claims but still. Considering I think no claims discounts max out after 9 years and are reported to be 70% discounts that would mean if I didnt have no claims it would still be something like £1700 even at my age.

be your area too effecting the pricing too with you been in london like

[michaelkenward]

<£10 a week? Seems good to me. What would you expect to pay?

About 50% more than my wife pays for a two-year old Alfa. She uses a broker to find the best deal.

[Pepp77]

be your area too effecting the pricing too with you been in london like

Damn - I was hoping no one would notice that - yep my post code is an E*

Which on a scale of A = Low Risk, F = High Risk couldn't be much worse

[k3vst3r]

Damn - I was hoping no one would notice that - yep my post code is an E*

Which on a scale of A = Low Risk, F = High Risk couldn't be much worse

mines D* according to that

[michaelkenward]

As a "B" here, that explains the difference.

£493.96 looks like a real bargain!

[Pepp77]

As a "B" here, that explains the difference.

£493.96 looks like a real bargain!

Yeah probably, its with Admiral, other insurers were asking £700-£1200.

[Toonshorty]

I live in a rural village where a crime was last committed about 29 centuries ago.

Still rated E risk though, stupid postcode - village down the road is only rated B too.

[hamster603]

get your grandpa and grandma on? they have to drive it buy law but if i remember right no limit to how often......

[Pepp77]

get your grandpa and grandma on? they have to drive it buy law but if i remember right no limit to how often......

I cant add my Grandad as he is no longer with us and when he was he had an automatic only licence, my nan cannot drive and is now almost 90 and my mum only has an automatic licence so again cant be added.

[Aaron]

Just checked and my postcode is rated as an A, so very cheap area to insure. Just looked up the postcode that I'm moving to, and its a B, so still not terrible..

[niceguyrichy]

interesting link that
my postcode is an A, not hugely surprising i suppose