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Thread: Car insurance at 17 makes me cry myself to sleep.

  1. #76
    2560x1440 @ 120Hz Woooo k3vst3r's Avatar
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    Quote Originally Posted by Cosford View Post
    Actually the insurance difference is very minimal.

    Its not really about to car you're insuring but the damage it could do to someone else's.....
    an their body parts too

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  2. #77
    Here comes the PWN-TRAIN! Cosford's Avatar
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    Well, yeah
    Quote Originally Posted by andyn View Post
    Trick in most cases seems to be to get in early, and get out early. Pump and dump.
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    Quote Originally Posted by Cosford View Post
    Its not really about to car you're insuring but the damage it could do to someone else's.....
    Anyone in any car could do damage; it's based on the chances of you doing damage and if you drive an old man car, insurance companies think those chances are reduced. At least that was the case when I was 17 (a long time ago)!
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    ACSS Telecoms Engineer Pepp77's Avatar
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    The thing that annoys me about car insurance is even if you have decent no claims (11 years), no points or endorsements, no claims or accidents, don't do a huge amount of miles or have anything added to the car it still kills you.

    Just re-insured my 2003 (53 plate) Audi A3 2.0Tdi and it cost me 493.96!

    To be fair that does include Business Class I cover and protected no claims but still. Considering I think no claims discounts max out after 9 years and are reported to be 70% discounts that would mean if I didnt have no claims it would still be something like 1700 even at my age.
    Removed my picture as I have now sold it all

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    2560x1440 @ 120Hz Woooo k3vst3r's Avatar
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    Quote Originally Posted by Pepp77 View Post
    The thing that annoys me about car insurance is even if you have decent no claims (11 years), no points or endorsements, no claims or accidents, don't do a huge amount of miles or have anything added to the car it still kills you.

    Just re-insured my 2003 (53 plate) Audi A3 2.0Tdi and it cost me 493.96!

    To be fair that does include Business Class I cover and protected no claims but still. Considering I think no claims discounts max out after 9 years and are reported to be 70% discounts that would mean if I didnt have no claims it would still be something like 1700 even at my age.
    be your area too effecting the pricing too with you been in london like

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    Ageing hack michaelkenward's Avatar
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    <10 a week? Seems good to me. What would you expect to pay?

    About 50% more than my wife pays for a two-year old Alfa. She uses a broker to find the best deal.
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  7. #82
    ACSS Telecoms Engineer Pepp77's Avatar
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    Quote Originally Posted by k3vst3r View Post
    be your area too effecting the pricing too with you been in london like
    Damn - I was hoping no one would notice that - yep my post code is an E*

    Which on a scale of A = Low Risk, F = High Risk couldn't be much worse
    Removed my picture as I have now sold it all

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    Quote Originally Posted by Pepp77 View Post
    Damn - I was hoping no one would notice that - yep my post code is an E*

    Which on a scale of A = Low Risk, F = High Risk couldn't be much worse
    mines D* according to that

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    Ageing hack michaelkenward's Avatar
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    As a "B" here, that explains the difference.

    493.96 looks like a real bargain!
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    ACSS Telecoms Engineer Pepp77's Avatar
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    Quote Originally Posted by michaelkenward View Post
    As a "B" here, that explains the difference.

    493.96 looks like a real bargain!
    Yeah probably, its with Admiral, other insurers were asking 700-1200.
    Removed my picture as I have now sold it all

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    Rocketeer Toonshorty's Avatar
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    I live in a rural village where a crime was last committed about 29 centuries ago.

    Still rated E risk though, stupid postcode - village down the road is only rated B too.

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    get your grandpa and grandma on? they have to drive it buy law but if i remember right no limit to how often......

  13. #88
    ACSS Telecoms Engineer Pepp77's Avatar
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    Quote Originally Posted by hamster603 View Post
    get your grandpa and grandma on? they have to drive it buy law but if i remember right no limit to how often......
    I cant add my Grandad as he is no longer with us and when he was he had an automatic only licence, my nan cannot drive and is now almost 90 and my mum only has an automatic licence so again cant be added.
    Removed my picture as I have now sold it all

  14. #89
    MICHELIN -gate Aaron's Avatar
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    Just checked and my postcode is rated as an A, so very cheap area to insure. Just looked up the postcode that I'm moving to, and its a B, so still not terrible..

  15. #90
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    interesting link that
    my postcode is an A, not hugely surprising i suppose

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