Help with the BNPL deal please ;_;

[The Minstrel]

Now, due to my rather unfortunate fear of numbers (I'm essentially number illiterate) I have tried as hard I can to stay as far as humanly possible away from all these 'buy now pay later' things. "Why is that, you tasty packet of chocolate snacks?" I hear you say. Well, because I simply don't understand them.

All I need is a simple 'Yes', 'No' or even a good ol' kick up the backside and an illustrated diagram explaining how it works.

My problem is as follows: I'm building a PC that so far comes to £355.61 (inc. VAT and P&P) and of course that qualifies for the BNLP. However, I need a 10% deposit in order to activate it; which according to Google is £35.56. Alright, I get it up to here... and then slight confusion sets in. According to the FAQ pages I need to deposit an extra £30 in order to actually apply to it. Therefore if my calculator is correct (Which it usually is) I should have £70 (Given leeway, of course) in my bank at the time of order?

There was another question I was supposed to be asking, but it's completely vanished from my memory...

Halp?

EDIT: I remembered the question! :D

...or at least I remembered a question.

Do I have to stick to the £13.26 payments per month? For example, one month can I pay £40?

[coiler]

Usually you apply for V12 finance and V12 do all the ground work, if its buy now pay later, you pay nothing for 9 months, BUT have to settle it within the 9 months in FULL. If not it normally defers to a 36 month deal with interest.

There also is normally a four year deal where you pay interest from day 1.


V12 Sales should be able to clarify any further confusion >>>

0870 758 12 12.

[The Minstrel]

Thanks, Coiler. I'll give them a ring. :)